feat: 重构认证流程，升级工具功能并优化后端配置

- 修复token泄露风险：改用X-Local-Creds-Token请求头传递token，从URL Hash读取set_token避免日志记录
- 重构全站认证逻辑：提取公用工具函数统一各服务的认证校验流程
- 升级投资账本工具：支持本地上传CSV和粘贴文本，移除硬编码路径，适配新参数格式
- 新增403/404/500标准错误响应文件，统一API错误返回格式
- 优化后端配置：关闭ETag，重构CORS中间件，新增全局错误捕获，限制敏感文件访问
- 优化web zen box的Service Worker，支持音频分片请求与断点续传
- 清理冗余前端代码，调整页面格式与权限控制

public/tools/rational_lock/rational_lock.js

@@ -2,10 +2,13 @@
   ;(function handleSetToken() {
     try {
       const u = new URL(window.location.href)
-      const token = u.searchParams.get('set_token')
+      const hashRaw = String(u.hash || '').replace(/^#/, '')
+      const hashParams = new URLSearchParams(hashRaw.startsWith('?') ? hashRaw.slice(1) : hashRaw)
+      const token = hashParams.get('set_token')
       if (token) {
         localStorage.setItem('toolbox_creds_token', token)
-        u.searchParams.delete('set_token')
+        hashParams.delete('set_token')
+        u.hash = hashParams.toString() ? `#${hashParams.toString()}` : ''
         window.history.replaceState(null, '', u.toString())
       }
     } catch {}
@@ -2002,8 +2005,11 @@
     ;(async function tryAutoFill() {
       try {
         const token = localStorage.getItem('toolbox_creds_token') || ''
-        const url = '/api/rational_lock/auth/local_creds' + (token ? '?token=' + encodeURIComponent(token) : '')
-        const r = await fetch(url, { credentials: 'same-origin', cache: 'no-store' })
+        const r = await fetch('/api/rational_lock/auth/local_creds', {
+          headers: token ? { 'X-Local-Creds-Token': token } : {},
+          credentials: 'same-origin',
+          cache: 'no-store'
+        })
         const d = await r.json().catch(() => null)
         if (d && d.ok && d.creds) {
           if (d.creds.username) $('login-username').value = d.creds.username